With the holiday season approaching, this is the perfect time to review your budget and plan. If you’re like me, making a Christmas list can be daunting. I started with my usual list (parents, siblings, significant other and friends), but then I started to wonder – should I get a gift for Susan at work? Suddenly, my list had many more people on it then I ever expected. Not to worry, today I am here to share some of my favourite ways to save during the holiday season.
Since its Small Business Week, I wanted to review some of the benefits of shopping local and how it can save you money in the long run. I love to shop and bank local because it helps my community thrive. I receive a personalized experience, and on many occasions, the prices are much more budget friendly. Here are some of my favourite reasons why I love to shop and bank local.
Welcome back to Money On Trees. Today, we are going to discuss one of my favourite topics when it comes to finances: saving. I’ve always believed that saving is something that can be achieve through practice. We discuss it in every Money On Trees seminars and our attendees often forget to include it in their budget. Today, I am going to share some of those tips from our seminar in hopes that it will help you reach your savings goals.
Have you ever created a budget? I honestly do not know what I would do without it. If you’ve ever wanted to create a budget, but didn’t know where to start, this blog post is for you. I am here to help you get back on track with information and resources on what to include in your budget. Now keep it mind, you might have additional expenses not listed here, so make sure you include those as well.
A budget is not as much about what you make as it is about what you spend. You can’t always control what you make, but you can control what you spend.
If you’re like me, it can be difficult to take time each week to review your budget on an excel spreadsheet. Now this method might work for some people but, I’ve recently turned to my mobile phone to determine how I can manage my money on the go. I love managing my budget on an app because let’s face it – managing money isn’t fun. However, it’s definitely something you need to do and with these apps, it can be much easier.
If you’re going back to school or back to your regular routine, your transportation costs are definitely something you need to consider when you’re reviewing your budget. In today’s blog post, I share some of my favourite tips and resources on how to save money on transportation.