Welcome back to Money On Trees. Today, we are going to discuss one of my favourite topics when it comes to finances: saving. I’ve always believed that saving is something that can be achieve through practice. We discuss it in every Money On Trees seminars and our attendees often forget to include it in their budget. Today, I am going to share some of those tips from our seminar in hopes that it will help you reach your savings goals.
Have you ever created a budget? I honestly do not know what I would do without it. If you’ve ever wanted to create a budget, but didn’t know where to start, this blog post is for you. I am here to help you get back on track with information and resources on what to include in your budget. Now keep it mind, you might have additional expenses not listed here, so make sure you include those as well.
A budget is not as much about what you make as it is about what you spend. You can’t always control what you make, but you can control what you spend.
If you’re like me, it can be difficult to take time each week to review your budget on an excel spreadsheet. Now this method might work for some people but, I’ve recently turned to my mobile phone to determine how I can manage my money on the go. I love managing my budget on an app because let’s face it – managing money isn’t fun. However, it’s definitely something you need to do and with these apps, it can be much easier.
If you’re going back to school or back to your regular routine, your transportation costs are definitely something you need to consider when you’re reviewing your budget. In today’s blog post, I share some of my favourite tips and resources on how to save money on transportation.
By now many of you are settling into your dorm rooms or will within the next week. This is an exciting time because in many cases, this will be the first time you live away from home. Unfortunately, the standard dorm room isn’t the most inspiring place to study or spend your time in. Also, with a student budget, your decorating budget could be minimal to none. Not to worry! Before you spend money on the trendiest decor, in today’s blog, I will be sharing some of my favourite ways to personalize your dorm room on a budget.
Congratulations, you’re starting your post-secondary career in September! Maybe you’re a little anxious about making new friends, or keeping up with the coursework. In today’s post, I am going to discuss some of the things I did to prepare for my first year and hopefully some of these resources will help you.